High Risk Automated Merchant Services

Automated merchant services are the corner stone of international, foreign business exchange. It is an important part of fraud risk management policy. These services that do the verification needed automatically saves you, the business go-getter, the time to do other important tasks.

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• Low risk merchants: these are comprised of mainstream ecommerce retail businesses and such an account can be easily set up with an acquiring bank at a low rate, starting from 1.50%.

• High risk merchants: these include merchants who sell products or services that are associated with a high risk factor when it comes to accepting payments from customers/clients. The customer’s credit card may have an excessive chargeback or have an extended fulfillment or delivery time. However, all European Union based high risk and low risk merchants can be placed on the same European banks, i.e. all fees and terms will be the same for high risk merchants except a higher discount rate starting from 1.95%. Moreover, it is possible for the payout delay to be longer than 7 days. In case of high risk MCC (Merchant Category Code), for example Adult and Gaming, the bank may charge an additional registration fee of 950EUR annually.

• Prohibited merchants: as the name implies, a prohibited merchant generally trades goods of failed industries that appear in the prohibited Merchant list. This may be due to credit card company prohibition, fraud, illegality of the industry, or due to high chargebacks and losses.

Elite merchant solutions need a high risk merchant account in order to certify currency exchange. International business requires a stable global merchant service that can be counted upon reliably.

Apply Now & be pre-approved in less than 48 hours!

We specialize in the following EU high risk merchant accounts
Adult - Digital Content, Downloads, Subscriptions, Escort, Webcam, Adult Chat & Dating
Gaming - Gambling, Online Casino, Sportsbook/Betting, Bingo, Lottery & Clubs, Games of Skill
Herbal - Nutraceuticals, Diet Pills, Vitamins, Fitness & Food Supplements
Rates start from 1.95% + 0.25 EUR per transaction. Check detailed Fees & Terms.
Additional High Risk Categories Accepted in EU and offshore*
Airlines, Cruises Direct/Indirect Marketing
Electronics Software
Charities - Special requirements will apply Collection Agencies
E-Wallets Credit Repair Companies
Financial Services Forex, Binary Options
Penny Auctions Health Subscription Services
Insurance agents/brokers Internet Service Providers
IPSP/MSP Jewelry
Membership Clubs Multi Level Marketing (MLM)
Telemarketing Telephone Services, Prepaid Cards
Travel, Tour, Entertainment Any other MOTO and Call Centres


* Please note acquirers are constantly changing the acceptance rules, some of the above mentioned business types can only be placed through offshore acquirers, not all categories can be placed through direct accounts in Europe and some may not be placed at all. Please contact us for current options.

The best offshore merchant account companies offer advanced merchant services to their very important clients.  You can be Orbit's VIP client.

Just because you may operate a high risk business doesn't mean that your company is a bad investment. Matter of fact, some of the greatest rewards come from taking risks.

Automated merchant services are extremely reliable for business transactions.

Get started today: [ APPLY FOR A HIGH RISK MERCHANT ACCOUNT ]

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